About Carter Realty

Real estate is more than just buying and selling homes.  It’s about understanding the full picture behind one of the biggest financial decisions people make. That’s where I bring a different level of value to my clients.

With over 10 years of experience in the mortgage industry as a Senior Loan Processor, I’ve spent my career navigating complex financing, solving problems behind the scenes, and helping transactions get to the finish line smoothly. Today, as a Realtor with eXp Realty | Luxury, I combine that financial knowledge with strategic real estate guidance to help buyers and sellers make confident, informed decisions.

I specialize in El Dorado Hills, Serrano, Folsom, Sacramento, Placerville, and surrounding El Dorado County communities, working with everyone from first-time homebuyers and relocation clients to luxury sellers looking to maximize their home’s value.

My approach is educational, honest, and relationship-focused. I believe clients deserve more than just someone opening doors or putting a sign in the yard.  They deserve an advocate who understands pricing strategy, market trends, affordability, financing impacts, negotiation, and how to position a home to stand out in today’s market.

Whether you’re buying, selling, relocating, or simply exploring your options, my goal is to make the process feel clear, strategic, and as stress-free as possible while always protecting your best interests.

When I’m not working with clients, you’ll usually find me enjoying everything El Dorado County has to offer, supporting my kids in soccer and cheer, creating local market content, or helping families discover what makes this community such an incredible place to call home.